Soldi Soffrono ma resistono. Gli italiani nonostante la crisi continuano a considerare il risparmio una virtù. E quando riescono a mettere da parte il tesoretto non esitano a investire nel loro più grande amore: il mattone. La conferma arriva dalla consueta indagine condotta dall'Acri, l'associazione delle Casse di risparmio guidata Giovanni Guzzo, in collaboration with Ipsos presented yesterday in anticipation of the World Savings Day is celebrated today in Rome. The research points out that compared to 2009 remained stable, the percentage of families who have managed to save (36%) as well as the strong propensity to save: 41% of Italians can not live without quiet save money and 46% it only does so if it does not cause too many sacrifices. In geographical terms the "ants" are mainly located in North East (45%) and the North West (41 percent), while the national average in the South (30%) and Central (32%). The data also shows the proportion of those who can not cope with the crisis. So if 37% degli italiani vive in una situazione di equilibrio, ossia non accumula ma neppure ricorre a prestiti il 26% si trova in «saldo negativo», soprattutto al Sud dove raggiungono quota 34%. Secondo l'Acri si delineano dunque sei tendenze di famiglie rispetto al risparmio: con trend positivo di risparmio (23 per cento), in risalita (5 per cento), famiglie che galleggiano (23 per cento), con trend in discesa (10 per cento), in crisi moderata (11 per cento) e in crisi grave (21 per cento). In aumento rispetto allo scorso anno le famiglie che «galleggiano», ovvero che spendono tutto senza fare debiti.
La capacità di mettere soldi da parte si riscontra in particolare tra imprenditori, dirigenti e liberi professionisti, while the workers belong to the group's most serious crisis in the savings or those that "float." Waste not, of course also tries to make money from your nest egg. But since you live in a stage of 'wait-cautious and concerned about "increases among the Italians, the liquidity preference, from 60% in 2008 to 68% in 2010, however, remains constant at 9% in the number of those who invest the most savings. And that is where investors have not made a dupe of the speculative finance. The ideal investment is confirmed as the "block" (54%) and constants are also signs for the financial instruments considered safer (23%) and the more speculative (5%). Compared to 2009, this year who really saved the preferred real estate (52 to 58%) and riskier financial instruments (from 8 to 16%).
- Philip Caleri, Time, October 28, 2010
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