in the package of assistance from the government to for banks and check the hypothesis of the families of the code of ethics. a sort of agreement between the government and the banks involved in these economic measures of the Treasury. in practice the banks, whose perpetual bonds were subscribed by the Treasury, would undertake to guarantee loans to companies and reducing the spread for the benefit of families. a measure which could be combined with the obligation to take the ECB reference rate instead Euribor
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